If you work not under an employment contract but rather on a commission or as a self-employed individual, you don’t have the same social benefits. That’s why, if you’re planning to become a mother, it’s worth seeking employment under an employment contract. However, regardless of whether you’re working or not, the government provides certain support, such as “kosiniakowe,” “becikowe,” and 800+ (previously 500+).
If you are pregnant and working on a contract of mandate, it’s worth considering paying contributions for sickness insurance. With this insurance, if you’re unable to work during pregnancy, you’ll be eligible for a sickness benefit. But remember, you’ll only receive this benefit after three months of paying the insurance contribution. Even if your commission contract is terminated during your medical leave, you’ll still have the right to this benefit. You can receive it for a maximum of 270 days.
Regarding commission contracts, both you and your employer can terminate the contract at any time. So, when signing a commission contract, you can agree with the contractor on a predefined list of reasons for terminating the contract. If pregnancy isn’t on that list, the contractor won’t be able to terminate the contract for that reason.
Alternative to maternity benefits:
If you’re on a commission contract or if the contracting party terminates the contract during pregnancy, after giving birth, you still have the option to receive the so-called “kosiniakowe.” This benefit amounts to 1000 zł per month (without income criteria). The benefit is particularly intended for women working under contracts of mandate, “umowa o dzieło,” self-employment, unemployed individuals, students, and farmers.
“Kosiniakowe” is paid:
- for 52 weeks for the birth of one child,
- for 65 weeks for the birth of two children,
- for 67 weeks for the birth of three children.